Lawyers have been the subject of jokes since Shakespeare’s time and sometimes with good reason.  But when you’re suddenly faced with losing your home or you’ve been arrested, it might not be so funny.  So who do you call?  Don’t just call anyone -- find a lawyer in your area with the appropriate expertise.  Now more than ever there are many excellent on-line resources to help you find the right lawyer to meet your needs and budget.  While that won’t make your problem go away, knowing you’re being taken care of may bring a smile to your face.

Two things to remember about filing this year's tax return.  First, you're not eligible for your "economic stimulus payment" (great Washington euphemism for the old "tax rebate") unless and until you file your return.  So you have an extra incentive to file by April 15 -- taking an extension won't do the trick.  Second, be sure to file even if you can't pay all of the tax you owe.  The interest and penalties for failure to file are much higher than the interest and penalties if you file, but still owe some tax.  Also beware that if you owe the government back taxes, your stimulus payment will be applied to your tax debt and you may not see it.